The traditional banking system is under threat. Not from its traditional competitors. Not even from startups. Not even from Amazon or Alibaba. But from itself. How can banks survive under the threat of fast moving, consumer-centric technology companies? Perhaps this isn’t the real question we should be asking ourselves. Perhaps the real question is, can these large, complex organisations continue to run with integrity and proper accountability, or will they fray at the edges and rot from the centre until they destroy themselves?